The Working Capital Loan for Your Small Businesses

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What separates Five Point Capital from other finance companies is that we tailor working capital loans to your business’ needs and ability to pay it back. While merchant cash advances are among our specialties, your business doesn’t have to engage in credit card sales in order to qualify for a loan.

Our extensive network of financing partners gives you access to alternative underwriting for responsible and hard-working business owners who may not qualify for traditional yet time-consuming banks loans.

What We Offer

We can offer loans with a pre-set monthly payment amount and fixed maturity date, but with unique features including smaller, more frequent payments instead of one lump sum monthly payment.

With our weekday fixed payment plan, you can make automatic payments with fixed amounts each weekday for business owners who prefer predictable, pre-set payments while avoiding the one, large, monthly lump sum payment that often puts a strain on cash flow.

Get started on your working capital loan today.

Get Started Today

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A Company You Can Trust

Committed to Serving You

Our philosophy at Five Point Capital is simple: financing a small business like yours—so you can keep your inventory stocked, stay cash-solvent, catch up with bills, or do whatever you need to maintain profitability or take that next step forward—is what we do best.

Carla Rice

Carla Rice of Fairfield, OH

Key Facts: Premium Drive-Thru, Inc.

Not only was my Five Point Capital representative both professional and pleasant, he was also reassuring during my loan process. He had answers to all of my questions. We were able to proceed and close in a little over 24 hours. I will certainly retain FPC again in the future if I need to borrow money.