Working Capital Programs

In this tight economy, it’s tough for small businesses to get the cash they need from the banks. According to the Wall Street Journal, an estimated 65% of banks have tightened their standards on loans to small businesses. But you have a business to run and you need money now. So, what are you going to do?

Five Point Capital is one of the nation’s leading providers of quick-access working capital loans. With a high loan approval rate, you’ll get the money you need right away. Our working capital program is quick and without the hassle of a bank loan. When you’re approved in our program, you’ll receive a lump sum of funds thats automatically deposit into your bank account.

Five Point Capital’s working capital program gives you cash in exchange for a fixed dollar amount of your future credit card sales. You’ll be able to use this money for any business purposes.

This is not a loan.  You don’t have to write us any checks. At the end of every day when you batch your credit card sales, our automated process retrieves a small fixed percentage from your merchant account of your daily transactions until your advance is paid off.  That means, we only get paid when you get paid.

It’s easy to qualify for working capital:

• Let us know how long you’ve been in business. We generally require at least 12 months.
• Show us that you process a minimum of $3000 in credit and debit card sales.
• Meet a few other qualifying criteria that our account executives can review with you.

Simply download and complete the Merchant Cash Advance application form on this page. Return the form via fax to (800) 238-9089 or Email: mcainfo@fivepointcapital.com with four months of your credit card statements. Approvals are usually completed in less than 24 hours and you’ll receive your cash in as little as five business days.